Add the e-ssential advantage to any account below.
Effective December 29, 2017
|E-ssential||Bridge Club||Basic||**N.O.W.||**Super N.O.W.||**N.O.W. Account Plus|
|Monthly Service Charge||***None
|$7.00 -$9.00||$3.00 with min. balance of $300.00-$399.99, $4.00 with min. bal. of $200.00-299.99, $5.00 with min. bal . of $100.00-$199.99, $6 with min. bal. of less than $100||If balance falls below $1000.00 a $10.00 per month service charge is imposed||If balance falls below $2500.00 a $10.00 per month service charge is imposed||If balance falls below $1000.00 a $10.00 per month service charge is imposed|
|Interest Bearing||No||No||No||Yes (see rate sheet below)||Yes (see rate sheet below)||Yes (see rate sheet below)|
|Minimum Balance Required to Open||$100.00||$50.00||$50.00||$1000.00||$2500.00||$10,000.00|
|Online Bill Pay*||Free||Free||Free||Free||Free||Free|
|Check Images||Online||With your monthly statement||With your monthly statement||With your monthly statement||With your monthly statement||With your monthly statement|
|Money Orders||$3.00 each||5 Free per month||$3.00 each||$3.00 each||$3.00 each||$3.00 each|
|Safe Deposit Box||Available||$2.00 annual discount||Available||Available||Available||Available|
BOLD lettering indicates a change in fees.
*Online bill pay is free with any account when you opt in for E-Statements.
**Bridge Club memberships also available to N.O.W. account holders.
***The account is free if it is active, the balance is greater than $0.00 and you sign up for e-statements.
****If the Free E-ssential account is dormant and has a balance below $50.00 there will be a $5.00 per month dormant charge.
The Basic Package Bridge Club Membership includes:
- Personalized Bridge Club checks
- $10,000.00 Accidental Death and Dismemberment Insurance ($5,000.00 each on the first two principal owners)
- 5 free copies per month
The Basic Package plus Family Plan Bridge Club Membership includes:
- Basic Bridge Club membership
- Plus additional Accidental Death and Dismemberment benefits - $15,000.00 on each of the first two principal owners and $1,500.00 Accidental Death and Dismemberment benefit for each dependent child between the ages of 15 days and 25 years
Rates Effective March 17, 2020
|Account Type||Minimum Balance to Open and to Obtain APY||Daily Balances Of||Interest Rate||Annual Percentage Yield (APY)|
|Super N.O.W. Account||$2,500.00||-||.05%||.05%|
|N.O.W Account Plus||$10,000.00||$10,000.00-$24.999.99||.05%||.05%|
|$50,000.00 and up||.10%||.10%|
- Rates subject to change after opening
- Fees may reduce earnings
- The interest rate and annual percentage yield will depend upon the daily balance in the account as shown on the above rate chart